Conventional Loans
Conventional loans are the most popular option for most mortgage applicants. Because they typically feature good rates and lower costs, they are flexible and affordable for most people. These may be used to purchase a primary residence, a secondary or vacation home, or rental properties.
VA Loans
A VA Home Loan is a type of mortgage backed by the U.S. Department of Veterans Affairs. It’s available to current Service Members, Veterans and Eligible Surviving Spouses. VA Home Loans offers several benefits and flexible guidelines.
FHA Loans
If you are a first-time home buyer or have low-to-moderate income, FHA Loans may be right for you. FHA loans are also good for borrowers with limited cash on hand or minor credit problems. With low down payments and below-market interest rates, government insured loans usually have easier credit and income guidelines.
USDA Loans
The USDA offers benefits to qualified applicants looking to purchase rural and agricultural property in specific areas. Also referred to as the USDA Rural Development Guaranteed Housing Loan Program, USDA loans offer low mortgage interest rates even when the borrower does not make a 20% down payment.
